Credit for paying communal debts

Mortgage loan also will allow you to obtain funds in a cost-effective way to solve the problems with utility charges.

Short-term difficulties can occur for anyone, so a mortgage is an opportunity to solve financial problems and achieve other goals at the same time.


  • Clear contractual conditions;

  • Rapid procedure for examining applications;

  • Remote contract signing;

  • Less bureaucratic procedures;

  • Individual offers;
  • Favorable interest rate;
  • Flexible loan repayment and extension terms;

  • Disbursement on the day of signature of the contract;

  • Individual assistance and different solutions in case of problems with loan repayment;

  • Loan processing costs are added to the total loan amount;

  • Credit holidays up to 6 months;

  • Favorable conditions for increasing loan amount;
  • Remote application processing.

The main conditions of the loan
  • The loan amount is granted up to 70% of the market value of the real estate;
  • Maturity from 1 month to 20 years;
  • The loan is granted to persons aged 18;
  • A loan is granted against real estate registered in the territory of Latvia, regardless of the condition and location of the real estate.
Required documents
  • Real estate registered in the territory of Latvia;
  • Valid identity document (passport or ID card) and residence permit (for non-residents).

  • Speed
  • Payment of debts
  • Cost


Credit calculator
Amount of credit
Credit term
year
Monthly payment
The information is for reference purposes
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Loan repayment example: Loan amount 10 000 €, Loan term 10 year, Interest rate 10 %, Loan control 120 €, Monthly payment 137.83€, Mortgage registration fee 310 €, Annual percentage rate (APR) 11,58%, *The displayed results is informative and based on the approximate calculation.

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Type of credit
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Amount of credit
available amount
As a rule not more 70% percent of the cost
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