Credit on the security of immovable property

Credit on the security of immovable property (mortgage credit) is beneficial credit solution for anyone owning immovable property in Latvia: house, apartment or land.

Credit on the security of immovable property (mortgage credit) is beneficial credit solution for anyone owning immovable property in Latvia: house, apartment or land. Mortgage credit allows realizing intentions – make repairs, improve home or realize a bigger dream. Interest rate for this credit is lower than for short-term credits and offered repayment term is up to 20 years.

 

 

Credit receipt provisions

  • Credit may be received by any person owning immovable property in Latvia (house, apartment, land)

  • Credit repayment term: 6 months to 20 years

 

  1. if term does not exceed 24 months, it is possible to only pay interest monthly, and the basic amount – in the end of term

  2. if terms exceeds 24 months, interest and part of basic amount must be paid monthly

  • Credit amount: from EUR 1,000

Required documents
  • Title document (land register certificate, certificate of title before privatization of a residential house)
  • Copy of technical inventory file (if property is registered in land register)
  • Owner’s passport and copy of spouse’s passport
  • Last bill for communal payments
  • If mortgage credit amount exceeds 100 minimum monthly wages, certificate of the State Revenue Service must be submitted
In non-standard cases, list of documents to be submitted may be changed – depending on credit amount to be issued, and AS West Kredit responsible specialist will inform you about it. Before concluding the transaction, please make sure that provisions have not been changed. Find out more by calling a free phone 80000330


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year
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As a rule not more 70% percent of the cost
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