Mortgage Loan

Credit on the security of immovable property (mortgage credit) is beneficial credit solution for anyone owning immovable property in Latvia: house, apartment or land. Mortgage credit allows realizing intentions – make repairs, improve home or realize a bigger dream. Interest rate for this credit is lower than for short-term credits and offered repayment term is up to 20 years.

A mortgage loan is one of the most sought-after options for obtaining a financial loan, which allows you to quickly obtain the necessary funds. To put it simply, the meaning of mortgage loan is that real estate serves as loan collateral and thus it is possible to borrow a significantly higher amount of money than by choosing short-term loans or consumer credit. A mortgage loan will allow you to obtain funds for a long-awaited home repair, car purchase or even starting your own business in a cost-effective way. How to use the obtained loan amount is up to you, moreover, the mortgage loan also allows you to get more flexible repayment terms.

  • Clear contractual conditions;

  • Rapid procedure for examining applications;

  • Remote contract signing;

  • Less bureaucratic procedures;

  • Individual offers;
  • Favorable interest rate;
  • Flexible loan repayment and extension terms;

  • Disbursement on the day of signature of the contract;

  • Individual assistance and different solutions in case of problems with loan repayment;

  • Loan processing costs are added to the total loan amount;

  • Credit holidays up to 6 months;

  • Favorable conditions for increasing loan amount;
  • Remote application processing.

The main conditions of the loan
  • The loan amount is granted up to 70% of the market value of the real estate;
  • Maturity from 1 month to 20 years;
  • The loan is granted to persons aged 18;
  • A loan is granted against real estate registered in the territory of Latvia, regardless of the condition and location of the real estate.

Required documents
  • Real estate registered in the territory of Latvia;
  • Valid identity document (passport or ID card) and residence permit (for non-residents).

  • Speed
  • Payment of debts
  • Cost

Credit calculator
Amount of credit
Credit term
Monthly payment
The information is for reference purposes
Show Chart

Loan repayment example: Loan amount 10 000 €, Loan term 10 year, Interest rate 10 %, Loan control 120 €, Monthly payment 137.83€, Mortgage registration fee 310 €, Annual percentage rate (APR) 11,58%, *The displayed results is informative and based on the approximate calculation.

Request for credit
Type of credit
First name and Last name
Fill in field
Fill in field
For contact to you
E-mail for contact
Fill in field
Amount of credit
available amount
As a rule not more 70% percent of the cost
Realty address
Fill in field
Fill in field
Realty area