Solution suitable for anyone, who already has a credit and wants to decrease the interest rate or increase the loan amount. Send us a request, and we will examine the possibility to offer you the lowest interest rate (offer is valid for non-banking sector customers). Make sure you don’t overpay for your home credit!

If you have already been granted a mortgage loan with another credit institution, but you want to get more favorable loan terms or use loan refinancing to increase the loan amount, please find the AS West Kredit refinancing terms. When re-lending, your real estate - house, apartment or land - will serve as collateral for the loan. Please use our loan calculator to find out the re-lending credit options available to you!

  • Clear contractual conditions;

  • Rapid procedure for examining applications;

  • Remote contract signing;

  • Less bureaucratic procedures;

  • Individual offers;
  • Favorable interest rate;
  • Flexible loan repayment and extension terms;

  • Disbursement on the day of signature of the contract;

  • Individual assistance and different solutions in case of problems with loan repayment;

  • Loan processing costs are added to the total loan amount;

  • Credit holidays up to 6 months;

  • Favorable conditions for increasing loan amount;
  • Remote application processing.

The main conditions of the loan
  • The loan amount is granted up to 70% of the market value of the real estate;
  • Maturity from 1 month to 20 years;
  • The loan is granted to persons aged 18;
  • A loan is granted against real estate registered in the territory of Latvia, regardless of the condition and location of the real estate.
Required documents
  • Real estate registered in the territory of Latvia;
  • Valid identity document (passport or ID card) and residence permit (for non-residents).

  • Speed
  • Payment of debts
  • Cost

Credit calculator
Amount of credit
Credit term
Monthly payment
The information is for reference purposes
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Loan repayment example: Loan amount 10 000 €, Loan term 10 year, Interest rate 10 %, Loan control 120 €, Monthly payment 137.83€, Mortgage registration fee 310 €, Annual percentage rate (APR) 11,58%, *The displayed results is informative and based on the approximate calculation.

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Type of credit
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For contact to you
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Amount of credit
available amount
As a rule not more 70% percent of the cost
Realty address
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