Price list

Prices of services of JSC «West Kredit» (in force since October 22, 2018)

Credit paperwork costs:
Application examination
Free of charge

Mortgage credits:
  • for consumers
  • for performers of economic activities
  • 2% of loan amount (min amount EUR 310.00)
  • 2.5% of loan amount (min amount EUR 310.00)

In case of re-financing from other credit institutions:
  • for consumers
  • for performers of economic activities
  • 100% discount for AS West Kredit services costs
  • 2.5% of loan amount (min amount EUR 455.00)
Credits for purchasing immovable property at auction:
  • for consumers
  • for performers of economic activities
  • 3% of loan amount (min amount EUR 595.00)
  • 3.5% of loan amount (min amount EUR 595.00)
Weekend credit:
  • for consumers
  • for performers of economic activities
  • 2% of loan amount (min amount EUR 455.00)
  • 2.5% of loan amount (min amount EUR 455.00)
Credit for paying communal debts
Free of charge*
Interest-free mortgage credit
Free of charge**
Loan control
EUR 120.00
Loan registration
EUR 90.00 + 0.1% of loan amount
Property insurance
0.15-0.3% of credit amount annually (min total amount EUR 28.46)
Registration of apartments in Land Register
EUR 355.00
Real estate valuation:
  • Apartment valuation 80.00 EUR
  • House valuation 115.00 EUR
  • Land valuation 80.00 EUR
  • Other objects (individually)

Loan transfer to customer’s specified account
0.5% of loan amount
(for amounts over EUR 20,000 transfer is mandatory)
Granting additional loan amount
2% of amount to be issued, but at least EUR 120.00
Loan granting services in case of term extension or change of other provisions
EUR 85.00
Expenses related to changes of contractual provisions, refinancing, preparation of changes:
Early repayment of credit (for amounts over EUR 9,960.00)

  • 1% of not repaid Credit amount that will be repaid early, if period between the early repayment day and the end of Contract operation exceeds one year

  • 0.5% of not repaid Credit amount that will be repaid early, if period between the early repayment day and the end of Contract operation does not exceed one year


Examination and paperwork of obligation refinancing (with banking sector), including transaction account, agreements:
  • for consumers
  • for performers of economic activities
  • 2% of amount to be issued, but at least EUR 710.00
  • 2% of amount to be issued, but at least EUR 810.00

Examination and paperwork of obligation refinancing (with non-banking sector), including transaction account, agreements:
  • for consumers
  • for performers of economic activities
  • 2% of amount to be issued, but at least EUR 995.00
  • 2% of amount to be issued, but at least EUR 1135.00
Issue of recurrent mortgage repayment petition and recurrent consent
EUR 35.00
Preparation of non-standard documents (consent to land division, encumbrances, etc.), at customer’s request
EUR 35.00
Certificate of credit obligation amount and payment procedure:
  • once every calendar year
  • recurrent
  • Free of charge
  • EUR 35.00

Sending agreement protocol to customer outside of the Republic of Latvia
EUR 155.00
Copies of documents from AS West Kredit archive (for discontinued cases)
EUR 1.40 per sheet
Signing of documents outside of legal premises
EUR 140.00
Preparation of non-standard agreement documents at customer’s request
starting with EUR 100.00

* Providing loan - free of charge, if the loan amount does not exceed the debt for utility payments size.

** The only costs - notary fees and payment of fees in the Land Book.

This price list information character. Prior to the transaction, check for any changes in the rates!