Price list

Prices of services of JSC «West Kredit» (in force since january 9, 2023)

Application examination Free of charge
Mortgage credits: for consumers for performers of economic activities 2% of loan amount (min amount EUR 350.00) 2.5% of loan amount (min amount EUR 350.00)
Credits for purchasing immovable property at auction: for consumers for performers of economic activities 3% of loan amount (min amount EUR 595.00) 3.5% of loan amount (min amount EUR 595.00)
Weekend credit: for consumers for performers of economic activities 2,5% of loan amount (min amount EUR 550.00) 3% of loan amount (min amount EUR 550.00)
Credit for paying communal debts Free of charge*
Kredītu saistību uzraudzība: Aizdevuma kontrole Klienta atbilstības izpēte NILLTPFN kontekstā Brīdinājuma sagatavošana un nosūtīšana 130.00 EUR 450.00 EUR 7.00 EUR
Loan registration EUR 120.00 + 0.1% of loan amount
Property insurance 0.15-0.3% of credit amount annually (min total amount EUR 28.46)
Registration of apartments in Land Register EUR 355.00
Real estate valuation: Apartment valuation 150.00 EUR House valuation from 200.00 EUR Land valuation from 200.00 EUR Other objects (individually)
Loan transfer to customer’s specified account 0.5% of loan amount (for amounts over EUR 20,000 transfer is mandatory)
Granting additional loan amount 2% of amount to be issued, but at least EUR 145.00
Loan granting services in case of term extension or change of other provisions EUR 105.00

Early repayment of credit (for amounts over EUR 9,960.00) 1% of not repaid Credit amount that will be repaid early, if period between the early repayment day and the end of Contract operation exceeds one year 0.5% of not repaid Credit amount that will be repaid early, if period between the early repayment day and the end of Contract operation does not exceed one year
Examination and paperwork of obligation refinancing (with banking sector), including transaction account, agreements: for consumers for performers of economic activities 2% from un-repaid the principal sum of the loan, but at least EUR 710.00 2% from un-repaid the principal sum of the loan, but at least EUR 810.00
Examination and paperwork of obligation refinancing (with non-banking sector), including transaction account, agreements: for consumers for performers of economic activities 2% from un-repaid the principal sum of the loan, but at least EUR 995.00 2% from un-repaid the principal sum of the loan, but at least EUR 1135.00
Examining and preparation of refinancing of the liabilities (with crowd-funding platforms), the escrow account, agreement: for consumers for performers of the economic activity 3 % from un-repaid the principal sum of the loan but not less than 1200.00 EUR 3 % from un-repaid the principal sum of the loan but not less than 1200.00 EUR
Issue of recurrent mortgage repayment petition and recurrent consent EUR 50.00
Preparation of non-standard documents (consent to land division, encumbrances, etc.), at customer’s request EUR 40.00
Certificate of credit obligation amount and payment procedure: once every calendar year recurrent Free of charge EUR 35.00
Sending agreement protocol to customer outside of the Republic of Latvia EUR 155.00
Copies of documents from AS West Kredit archive (for discontinued cases) EUR 1.40 per sheet
Signing of documents outside of legal premises EUR 140.00
Deal approval (funds are kept by a notary, purchase agreement) 2 % from un-repaid the principal sum of the loan but not less than 600.00 EUR
Preparation of non-standard agreement documents at customer’s request starting with EUR 150.00

^* Providing loan - free of charge, if the loan amount does not exceed the debt for utility payments size.

^** The only costs - notary fees and payment of fees in the Land Book.

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