Credits

Re-crediting

For individuals
For individuals
- Loan amount up to 70% of the property market value
- Fixed annual interest rate from 2.9% for the entire term of the agreement
- Individually tailored lending terms for each client
We are an experienced and stable provider of credit services and a leader in mortgage lending in Latvia. Choosing JSC West Kredit, you can expect a professional approach, favourable terms of loan, and an individualized approach. Every year, thousands of clients choose our services, demonstrating our loyalty to each of our clients.
For legal entities
For legal entities
- Loan amount up to 70% of the property market value
- Total loan amount up to 5,000,000 EUR
- Fixed annual interest rate from 8% to 12% for the entire term of the agreement
We delve into and understand the business needs of our clients, therefore: For legal entities, we offer individually tailored loan conditions, including various types of payment schedules:
- payment schedule with no payments for up to 2 years
- payment schedule with a discount of 50% off the monthly payment
- payment schedule with payment of only interest or principal sum
It is a favourable loan for your company's needs!
For a performer of economic activity
For a performer of economic activity
- Loan amount up to 70% of the property market value
- Fixed annual interest rate from 2.9% for the entire term of the agreement
- Individually tailored terms for issuing of the loan for each client
This product provides an opportunity for self-employed persons who perform or plan to engage in economic activities to receive a loan for the development or initiation of these activities, goal achievement, and growth promotion.
Don't let financial constraints hinder the development of your ideas. Seize the opportunity and apply! We offer flexible terms and the most suitable solution for implementation of your business idea.
We will be happy if we can help you achieve more!

Loan repayment schedule

Sum

€

Term

Years

average monthly payment

€ 73,10 /month

Sum

20 000 €

Loan agreement preparation fee	26 315,00 €
Total to be paid back	26 315,00 €
AIR	1,93 %

Example to pay off a mortgage loan: Sum - 10 000 € Term - 10 years, loan rate 10%, loan control fee 120 €. Monthly payment 137,83 €, Loan agreement preparation fee 310 €, annual interest rate (AIR) 11,58 %

The calculation is exclusively informative. We will prepare and individual proposal after receiving your loan application

Take advantage of the opportunity to refinance already existing credit liabilities with another lender on better terms.

Re-crediting or refinancing is a financial strategy that offers favourable solutions to those who have already obtained a loan, for example, a mortgage loan, but want to reduce the interest rate or increase the existing sum for their home. This flexible financial instrument is suitable for anyone looking to optimize their loan costs and improve their financial situation. If you or your company have credit commitments with non-banking lenders, we are here to help. West Kredit specialists offer an individual approach to each client, reviewing each application carefully and with due attention.
Why overpay for your already existing loan when you can save?

By filling out the application on West Kredit website, you will provide the necessary information to initiate the process of re-crediting. We will work with you to find the most favourable offer that suits your specific needs and capabilities. Don't waste time, apply today, and start your path towards financial stability and security!

West Kredit have experienced experts who are ready to answer any questions about the process of re-crediting for private persons, legal persons, performers of economic activities and to provide professional consultations on all matters of interest.
Loan re-crediting is a path to greater financial freedom and security.

Don't miss this opportunity to improve your life and reduce financial pressure by consolidating all other loans of your company under one agreement. Take control of your finances and let West Kredit guide you on the path towards successful future. Start your journey to a better financial life now!

Clients choose this type of loan to fulfil already existing liabilities and receive additional funding for their needs. Calculate using the loan calculator, fill out the application, and you will also be able to enjoy flexible terms of a loan!
- fixed annual percentage rate throughout the term of the contract
- free issuance of the loan *
- individually tailored lending conditions for each client
- convenient re-crediting arrangements online, without leaving your home.
*according to the JSC West Kredit price list