The best offers

West Credit loan for a natural person

For individuals

For individuals

  • Loan amount up to 70% of the property market value
  • Fixed annual interest rate from 2.9% for the entire term of the agreement
  • Individually tailored lending terms for each client

We are an experienced and stable provider of credit services and a leader in mortgage lending in Latvia. Choosing JSC West Kredit, you can expect a professional approach, favourable terms of loan, and an individualized approach. Every year, thousands of clients choose our services, demonstrating our loyalty to each of our clients.

West Credit services for a legal entity

For legal entities

For legal entities

  • Loan amount up to 70% of the property market value
  • Total loan amount up to 5,000,000 EUR
  • Fixed annual interest rate from 8% to 12% for the entire term of the agreement

We delve into and understand the business needs of our clients, therefore: For legal entities, we offer individually tailored loan conditions, including various types of payment schedules:

  • payment schedule with no payments for up to 2 years
  • payment schedule with a discount of 50% off the monthly payment
  • payment schedule with payment of only interest or principal sum
It is a favourable loan for your company's needs!

West Credit services for performers of economic activities

For a performer of economic activity

For a performer of economic activity

  • Loan amount up to 70% of the property market value
  • Fixed annual interest rate from 2.9% for the entire term of the agreement
  • Individually tailored terms for issuing of the loan for each client

This product provides an opportunity for self-employed persons who perform or plan to engage in economic activities to receive a loan for the development or initiation of these activities, goal achievement, and growth promotion.
Don't let financial constraints hinder the development of your ideas. Seize the opportunity and apply! We offer flexible terms and the most suitable solution for implementation of your business idea.
We will be happy if we can help you achieve more!

Special offer
Financing for the purchase and installation of solar panels

Solar panels financing

Solar panels financing

  • Loan amount up to 200,000 EUR
  • Fixed interest rate of 5.9% per year
  • Repayment term up to 20 years

We finance any plans related to improving your real estate, including the acquisition and installation of solar panels. If you have considered the idea of equipping your property with solar panels, then this offer is perfect for you. It's a solution that will pay off!

Loans against real estate

Loans against real estate

  • Fixed interest rate throughout the term of the entire contract
  • Processing fees may be included in the total loan amount
  • Individually tailored terms for issuing of the loan for each client
  • You can use the loan for the realization of any goal

A favourable credit solution for anyone in need of additional funds for the faster realization of their goals.

West Credit re-crediting

Re-crediting

Re-crediting

  • For a private person
  • For a legal entity
  • For a performer of economic activity / self-employed person

Send us the terms of your existing loan, and we will offer you better ones If necessary, you can also receive an additional loan amount. This is an excellent solution if you want a lower interest rate and smaller monthly payments.

West Credit loan for a natural person

For individuals

For individuals

  • Loan amount up to 70% of the property market value
  • Fixed annual interest rate from 2.9% for the entire term of the agreement
  • Individually tailored lending terms for each client

We are an experienced and stable provider of credit services and a leader in mortgage lending in Latvia. Choosing JSC West Kredit, you can expect a professional approach, favourable terms of loan, and an individualized approach. Every year, thousands of clients choose our services, demonstrating our loyalty to each of our clients.

West Credit services for a legal entity

For legal entities

For legal entities

  • Loan amount up to 70% of the property market value
  • Total loan amount up to 5,000,000 EUR
  • Fixed annual interest rate from 8% to 12% for the entire term of the agreement

We delve into and understand the business needs of our clients, therefore: For legal entities, we offer individually tailored loan conditions, including various types of payment schedules:

  • payment schedule with no payments for up to 2 years
  • payment schedule with a discount of 50% off the monthly payment
  • payment schedule with payment of only interest or principal sum
It is a favourable loan for your company's needs!

West Credit services for performers of economic activities

For a performer of economic activity

For a performer of economic activity

  • Loan amount up to 70% of the property market value
  • Fixed annual interest rate from 2.9% for the entire term of the agreement
  • Individually tailored terms for issuing of the loan for each client

This product provides an opportunity for self-employed persons who perform or plan to engage in economic activities to receive a loan for the development or initiation of these activities, goal achievement, and growth promotion.
Don't let financial constraints hinder the development of your ideas. Seize the opportunity and apply! We offer flexible terms and the most suitable solution for implementation of your business idea.
We will be happy if we can help you achieve more!

Special offer
Financing for the purchase and installation of solar panels

Solar panels financing

Solar panels financing

  • Loan amount up to 200,000 EUR
  • Fixed interest rate of 5.9% per year
  • Repayment term up to 20 years

We finance any plans related to improving your real estate, including the acquisition and installation of solar panels. If you have considered the idea of equipping your property with solar panels, then this offer is perfect for you. It's a solution that will pay off!

Loans against real estate

Loans against real estate

  • Fixed interest rate throughout the term of the entire contract
  • Processing fees may be included in the total loan amount
  • Individually tailored terms for issuing of the loan for each client
  • You can use the loan for the realization of any goal

A favourable credit solution for anyone in need of additional funds for the faster realization of their goals.

West Credit re-crediting

Re-crediting

Re-crediting

  • For a private person
  • For a legal entity
  • For a performer of economic activity / self-employed person

Send us the terms of your existing loan, and we will offer you better ones If necessary, you can also receive an additional loan amount. This is an excellent solution if you want a lower interest rate and smaller monthly payments.

Choose the most suitable option

Comparison of loans

For individuals

Years
13
%

For legal entities

Years
12
%

For economic activity

Most beneficial
Years
11
%

Application for a loan

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  • Welcome to West Kredit - a safe and convenient place for you to quickly get a loan online that is made specifically for you! We are always here to offer you support and reliable solutions for your financial needs.

    Financial stability and favourable conditions are available to everyone! We offer a wide range of services: re-crediting, loan consolidation, loans to pay off bills, real estate loans, and financing options to purchase and install solar panels, loans to cover utilities, auction property acquisition loans, real estate sale loans, and loans against real estate.

    We provide clear and easy-to-understand information about various loan offers, a loan calculator to compare interest rates, terms, and other important conditions. This allows you to find the best offer that suits your specific financial needs.

Calculate your monthly payment

Loans can be simple

Loan repayment schedule
Years

Example to pay off a mortgage loan: Sum - 10 000 € Term - 10 years, loan rate 10%, loan control fee 120 €. Monthly payment 137,83 €, Loan agreement preparation fee 310 €, annual interest rate (AIR) 11,58 %

The calculation is exclusively informative. We will prepare and individual proposal after receiving your loan application

Example to pay off a mortgage loan: Sum - 10 000 € Term - 10 years, loan rate 10%, loan control fee 120 €. Monthly payment 137,83 €, Loan agreement preparation fee 310 €, annual interest rate (AIR) 11,58 %

The calculation is exclusively informative. We will prepare and individual proposal after receiving your loan application

  • Friendly and flexible repayment conditions for anyone to ensure that the loan is suitable for you and your financial situation.

    Our professional customer service personnel are always ready to answer your questions and provide the necessary assistance throughout the entire lending process — from submitting the application to repaying the loan.

  • Take a step and try WestKredit loan services today!

    Don't postpone your financial issues for tomorrow. Obtain the necessary financial support in just a few steps by using the loan calculator and filling out an application!

    Find answers to questions about AS West Kredit loan services in the Frequently Asked Questions section or in the price list.

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Calculate your monthly payment

Loans can be simple

Loan repayment schedule
Years

Example to pay off a mortgage loan: Sum - 10 000 € Term - 10 years, loan rate 10%, loan control fee 120 €. Monthly payment 137,83 €, Loan agreement preparation fee 310 €, annual interest rate (AIR) 11,58 %

The calculation is exclusively informative. We will prepare and individual proposal after receiving your loan application

Example to pay off a mortgage loan: Sum - 10 000 € Term - 10 years, loan rate 10%, loan control fee 120 €. Monthly payment 137,83 €, Loan agreement preparation fee 310 €, annual interest rate (AIR) 11,58 %

The calculation is exclusively informative. We will prepare and individual proposal after receiving your loan application