Credits

Economic activity

  • Loan for acquisition of immovable property in auction

    Loan for acquisition of immovable property in auction

    • Free consultation on the auction process/procedure
    • Loan amount up to 70% of the auction purchase price
    • Individually tailored payment schedule options

    We are the first and perhaps the only ones to offer loans for real estate acquisition at auctions. If you have spotted a property you want to purchase at an auction, do not hesitate and delay the realization of your goal; seize this opportunity. We will provide you with support and funds for participation in real estate auctions and bidding.

  • Loan till the sale of immovable property

    Loan till the sale of immovable property

    • Loan repayment term without monthly payments up to 24 months
    • Fixed annual interest rate for the entire term of the agreement
    • Repayment of the loan after the sale of real estate

    You have the opportunity to receive funds while you are still in the process of selling your real estate. To ensure a smooth move to a new home, act wisely and thoughtfully, apply for a free consultation, and we will be happy to assist you.

  • Loan for acquisition of real estate

    Loan for acquisition of real estate

    • Loan amount up to 70% of the property market value
    • Fixed interest rate throughout the term of the entire contract
    • Processing fees included in the total loan amount
    • Individually tailored terms for issuing of the loan for each client
    • Existing real estate can serve as collateral for the acquisition of new real estate.

    Don’t postpone your plans for later, take the first steps towards achieving your goals now. It is a great opportunity to secure a better life for yourself by investing in real estate.

  • Re-crediting

    Re-crediting

    • Fixed interest rate throughout the term of the entire contract
    • Free loan processing
    • We guarantee better terms for a loan

    Send us the terms of your current loan, and we will offer you better ones. If needed, you can also receive an additional loan amount. This is an excellent solution if you want a lower interest rate and smaller monthly payments.

  • Loan for paying invoices

    Loan for paying invoices

    • Special interest rate starting from 2.8% per year
    • Free loan processing
    • Also, payment of overdue utility services or other bills

    Given recent events, price increases, and the rising cost of living, you may need assistance with the payment of utility services and other bills. Don't worry, because we offer you the opportunity, without hidden terms, to receive the necessary funds so that you can settle for the mentioned services.

  • Merging of loans

    Merging of loans

    • Combine any number of products/loans into one
    • Loan interest rate starting from 6.9% per year
    • Your monthly payment will significantly decrease

    This gives you the opportunity to save, significantly reducing your monthly expenses. Come to us and consolidate your existing loans into one with a freely chosen payment schedule for up to 25 years.

  • Loans against real estate

    Loans against real estate

    • Fixed interest rate throughout the term of the entire contract
    • Processing fees may be included in the total loan amount
    • Individually tailored terms for issuing of the loan for each client
    • You can use the loan for the realization of any goal

    A favourable credit solution for anyone in need of additional funds for the faster realization of their goals.

Application for a loan

Data processing:
registration

Application for a loan

Data processing:
registration
Loan repayment schedule
€
Years

Example to pay off a mortgage loan: Sum - 10 000 € Term - 10 years, loan rate 10%, loan control fee 120 €. Monthly payment 137,83 €, Loan agreement preparation fee 310 €, annual interest rate (AIR) 11,58 %

The calculation is exclusively informative. We will prepare and individual proposal after receiving your loan application

  • Funding for performers of economic activities

    Suitable for anyone engaged in economic activities and interested in obtaining favourable interest rates when taking a loan. This financial instrument provides the opportunity to expand business, to purchase necessary equipment, or to develop existing business projects. A business loan is particularly useful for small and medium-sized enterprises that require additional funding to initiate new projects or invest in existing business activities.

  • A loan for businesses is a crucial tool that stimulates the dynamics of entrepreneurship and contributes to the economy.

    With this type of financial assistance, entrepreneurs can optimize their operations and enhance commercial indicators by increasing production volumes or improving the quality of services. Additional financial resources enable entrepreneurs to introduce new products or services, attract a larger client base, and thereby increase income. Moreover, a business loan is also an excellent way to address short-term financial difficulties, such as covering unplanned expenses or paying salaries for employee or taxes.

    By evaluating and obtaining a loan for the company with a reasonable interest rate, the entrepreneur can save financial resources that can be used for other business needs. Therefore, it is important to carefully assess all possibilities and choose the most favourable and suitable offer for credit liabilities to avoid excessive interest payments and ensure the sustainability of the business.

    This type of financing provides entrepreneurs with the opportunity to quickly respond to market changes by offering flexible solutions in financial planning. It promotes business growth, creating new jobs and contributing to the economic development of the country.

  • Range of lending services:

    • loan consolidation
    • loan for payment of bills
    • loan for acquisition of real estate
    • financing for the purchase and installation of solar panels
    • loan for covering utility payments
    • loan for acquisition of real estate at auction
    • loan for real estate sale
    • loan against a pledge of real estate
    • re-crediting or refinancing

    We offer an individual approach to every client by examining each application carefully. Don’t let financial problems limit your company’s growth opportunities - try West Kredit loan services already today! Filling out the application will provide the necessary information to initiate the process of loan approval.

    West Kredit guarantees long-term financial support by ensuring stability. Before making a decision about a loan for the company, make calculations by using the loan calculator, and assess your financial capabilities and all risks carefully! Learn more about service costs in the JSC West Kredit price list.

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